Our clients believe that our independent, unbiased advice is indispensable in helping make the most important decisions in their personal financial lives.
It is for this reason R.E. Maloney Associates, Ltd. has chosen not to manage investment assets in-house. Instead, we assist our clients in selecting from premier portfolio management firms that specialize full-time in investment management.

Our role is to assist in developing the investment strategy and then monitor
the investment performance of the portfolio managers on behalf of our clients. We identify expectations that are reasonable, assist in minimizing risk and work with the investment manager in understanding the goals the client wants to accomplish.

It is our experience that significant equity positions are very often expanded due to the euphoria of the market. When in fact there are times that gains should be taken off the table in the form of profits and shifted into more stable assets such as short-term bonds and savings. This is not a timing issue. Instead, it recognizes and captures success.

Since 1982 our approach has been to work with selected portfolio managers
and to monitor their results on a periodic basis with our clients. As important
as the investment plan may be, it is still only one part of the family's comprehensive financial plan.

We believe that segregating the comprehensive financial planning process from investment management ensures complete objectivity in serving the needs of our clients.