With R.E. Maloney Associates it is understood that we are on the client's side. We work with their interests in mind and by looking at the whole financial picture. Our sole measure of success is our clients' continued satisfaction with our services and attainment of their personal financial goals. We are a fiduciary for our clients at all times.

Because of our commitment to our clients and the profession, we were one of the founders of the National Association of Personal Financial Advisors (NAPFA) whose elite membership supports the Fee-Only ideals as well as the comprehensive financial planning process.

Since 1982 R. E. Maloney Associates, LTD. has been offering Fee-Only comprehensive advice to our clients. We define a Fee-Only advisor as one that only receives compensation from the client and only from the client. Compensation from any other companies or entities for selling their product is not an option. This ensures our clients know our recommendations were based on our research and nothing else. Our client's interests come first.

The comprehensive financial planning process is the most effective and efficient means to manage our clients' financial lives. Individual financial circumstances and the overall economic climate can change significantly with little notice. Regular monitoring, re-evaluation and, if necessary, adjustments in planning strategies could ensure long term financial goals are reachable.